May 13, 2009

OH NOES!!!11 CREDIT FRAUD!!!

I got an email today from Bank of America saying they had detected fraudulent activity on a credit card I have with them. I deleted it. I got THREE MORE. I decided to check in to it. Being the paranoid android that I am, I didn't dare follow any of the links in the emails (all of which went to some subdomain at bankofamerica.com) and instead went directly to the BoA website, logged in, and was greeted with a message that my account couldn't be viewed because it was currently locked. They provided a number to call. I called...

They wanted my social security number, right off the bat. After considerable jockeying (because I wouldn't give them my account number or SSN), we authenticated one another and they informed me that someone had tried to place a $1500 order at mypolicestore.com using my card (the not so subtle irony of fraud at a store for cops is not lost on me.) Fortunately, BoA rejected the transaction, and triggered the current status.

Now, this incident -- alone -- wouldnt' typically be enough to scare me, but earlier today I had gotten a statement for my corporate AmEx card. The problem there is that I don't have a corporate AmEx card. TWO incidents in one day? Uh oh. SO, I promptly went to the Big Three and initiated credit freezes on my credit profile. I've also put a notice in with my other credit card vendors.

I'm worried that my ID may have been jacked. That would suck. This is the last thing I need to be dealing with right now.

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